21st Moto Limited is regulated and governed by The Financial Conduct Authority’s (FCA) The FCA’s Treating Customers Fairly (TCF) initiative is primarily based on requiring us to pay due regard to the interests of our clients and treat them fairly. 21st Moto Ltd is fully committed to TCF during the course of our day to day activities and in all areas of our business. With regard to finance products, we can introduce you to a selected panel of lenders, which includes Honda Finance. An introduction to a lender does not amount to independent financial advice. Our approach is to introduce you first to Honda Finance. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make an offer of finance for you. We are not an independent financial advisor. We will provide details of products available from the lenders we work with, but no advice or recommendation will be made. You must decide whether the finance product is right for you. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and Honda Finance also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. For further information about the FCA and how they supervise our business, please click here.